Workers Compensation

Keep Your Aviation Team Protected & Your Business Compliant

Specialized Workers’ Comp Coverage for Pilots, Mechanics & Ground Support Crews

Aviation is a high-risk industry, and your employees face unique hazards every day—whether they’re pilots, mechanics, ground support crews, or administrative staff. From in-flight injuries to accidents on the tarmac, you need a workers’ compensation insurance policy designed for the aviation industry. Baxter Insurance Group provides customized workers’ comp coverage to protect your employees and keep your business compliant with state regulations across 16 states.

Workers’ compensation insurance is required in most states for businesses with employees, but not all policies account for the unique risks of aviation. Aviation workers—whether pilots, ground crew, maintenance personnel, or airport staff—face greater exposure to workplace hazards than most industries.

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What Does It Cover?

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Ground Crew Workers’ Comp Insurance

Covers baggage handlers, mechanics, and support teams for on-the-job accidents.

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Injury Coverage for Pilots & Crew Members

Protects pilots, flight instructors, and crew members from work-related injuries and medical expenses.

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Lost Wages & Disability Benefits

Provides income replacement for employees unable to work due to workplace injuries.

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Occupational Illness & Repetitive Stress Injuries

Covers aviation workers affected by long-term exposure to chemicals, noise, or repetitive tasks.

Common Questions About Workers’ Compensation Insurance for Aviation

  • Is workers’ compensation insurance required for aviation businesses?

    Yes, workers’ compensation is legally required in most states for businesses with employees. Aviation jobs—from piloting aircraft to maintaining hangars and fueling planes—carry a higher risk of workplace injury. Without coverage, your business could face hefty fines, legal liabilities, and financial burdens from employee injury claims.

  • Are pilots eligible for workers’ comp coverage?

    Yes, but not all standard workers’ comp policies cover pilots, especially if they are classified as independent contractors. Our occupational accident insurance for pilots ensures they receive coverage for in-flight injuries, emergency landings, or long-term health issues caused by high-altitude exposure.

  • Does this insurance cover injuries that happen off the tarmac?

    Yes! Aviation employees often work in multiple locations—airports, hangars, and offsite facilities. Our workers’ comp policies cover injuries sustained while traveling for work, during pre-flight inspections, and even while operating ground support equipment.

  • What if my employees are exposed to chemicals or noise-related hazards?

    Workers’ comp isn’t just for physical injuries—it also covers occupational illnesses, repetitive stress injuries, and long-term health conditions. Aviation workers exposed to fuel fumes, chemicals, and prolonged loud noise levels may develop lung conditions, hearing loss, or other work-related health issues, which are covered under our policies.

  • How does workers’ compensation help protect my business?

    Without workers’ comp, your business is responsible for covering medical expenses, lost wages, and potential lawsuits if an employee gets injured. A workers’ comp policy shields your business from financial risk, ensures compliance with state laws, and helps retain employees by offering essential benefits.